This. I have calculated that the ebike I bought will pay itself off in about 2 years from all that not-driving I’m doing. That’s just from fuel/maintenance savings alone. If I factor in that my car is getting quite old and I would probably need to have replaced it by now, it has already paid for itself. (I still need a car for bad weather and certain hauling needs, but I drive it only sporadically these days so it’s lasting forever.)