People who work from home all the time ‘cut emissions by 54%’ against those in office::Study in US shows one day a week of remote working cuts emissions by just 2% but two or four days lowers them by up to 29%
People who work from home all the time ‘cut emissions by 54%’ against those in office::Study in US shows one day a week of remote working cuts emissions by just 2% but two or four days lowers them by up to 29%
I think we can blame our parenta for that (at least I do).
My dad criticised me for years over not buying. When I did, he did not believe how much my mortgage repayments are. I would have paid of his house in less than 2 years!
I just bought a home in 2021 and paid it off a couple weeks ago. It took 2.5 years. It still happens. Working from home helps, as I don’t feel the pressure to be in an area with insane home prices in the name of job opportunities.
Considering the decimal place is off for most other mortgages I’ve ever seen as a genxer, you must have a great combo of massively high income and low housing cost, holy crap. Good on ya!
(My children will inherit my mortgage, I done fucked up)
Thanks! It’s probably the single greatest accomplishment of my life and it still hasn’t totally sunk in.
My first post may have been misleading in terms of the overall timeline. I’m not 22 pulling this off, I’m closer to your age (xennial). The mortgage was paid off in 2.5 years, but there was 16 years of renting and saving that came before that… not to mention a house I sold after owning it less than a year, because I was drowning (shit got dark). I learned a lot from that and rented for several more years as a result. I kept my emergency fund, but pretty much liquidated all my non-retirement funds to knock it out, then used about 70% of my income for 2.5 years to finish it off. People can argue if liquidating those funds for the mortgage was smart or stupid, but it felt right for me.
I think by this age most of us have fucked up in one area or another. I sure have, and still am. I’m hoping I can shift focus and it’s not too late to right the ship on some key areas of life I’ve completely ignored.