Hi all, I’m looking at HYS accounts and I see Sofi and Openbank coming up as some of the higher rate options. It looks like Openbank is based in California and has 4.2% but poor customer service reviews on Trustpilot. Sofi is 4.3% but with a limited time 0.7% “boost,” so 3.60% normally, but appears to have better customer service. I’m more inclined to have better support through Sofi.

I also had many people tell me Ally gave them 3.30% and pretty good customer service and transfer times. Any thoughts?

  • entropicdrift@lemmy.sdf.orgEnglish
    9·
    5 days ago

    I would look into Credit Union options if I were you. They’re not-for-profit, unlike banks, so the terms tend to be better and favor the members of the credit union (everyone with an account is a member)

    • loopy@lemmy.todayOPEnglish
      3·
      5 days ago

      Thanks for the suggestion. It looks like the credit unions around me do have similar or a slight bit better rates. And I do like the idea of keeping my money more locally.