• deur@feddit.nl
    link
    fedilink
    English
    arrow-up
    9
    ·
    1 year ago

    Its not about protection or even going unnoticed like the responders say. I’ve fixed unprotected payment systems on websites, the real problem is they use it to validate CC information as live. By raising the cost, you make other lower hanging fruit more appealing and keep scammers from using your service to test CC info.

    • Corkyskog@sh.itjust.works
      link
      fedilink
      English
      arrow-up
      1
      arrow-down
      3
      ·
      edit-2
      1 year ago

      Is it just they know they can only charge like $800 before they get shut down and want that extra $4 for themselves? I am still trying to understand the rationale. If I had no morales and a stolen cc, why would I care if it’s a $1 or a $5 charge for validation?

      I feel like I am learning I don’t check my cc info nearly as much as other Americans…

      • pajn@lemmy.blahaj.zone
        link
        fedilink
        English
        arrow-up
        4
        ·
        1 year ago

        If there’s one service where you can check stolen CC info for $1 and another one for $5 you doesn’t go with the $5 one for no reason. The $4 extra dollars doesn’t matter in itself but that other places are several times cheaper does.

        • Corkyskog@sh.itjust.works
          link
          fedilink
          English
          arrow-up
          0
          arrow-down
          1
          ·
          1 year ago

          See I would go with the $5 one with the thought process that almost no establishment let’s you charge under $5, so if I ever saw something for less than that it would immediately be a redflag.

          • AlecSadler@lemmy.world
            link
            fedilink
            English
            arrow-up
            1
            ·
            1 year ago

            Half my CCs don’t let me set transaction alerts for less than $5-$10, so a $1 or less charge would never notify me, I’d have to be actively checking it every moment of every day to see it immediately.

            And yes, I have email/text alerts when possible for every. single. charge. on my CCs at the lowest threshold possible and it has helped at least three times thus far.