• Captain Howdy@lemm.ee
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    9 months ago

    While I can understand the sentiment, this is a REALLY bad and irresponsible thing to do and detrimental to yourself and society as a whole.

    Lemmy, please do everything you can to set yourself up for a successful retirement. Even just a small contribution to a retirement account really will make a big difference when you’re older.

    • starman2112@sh.itjust.works
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      9 months ago

      The best thing I can do for a successful retirement is commit some crimes and get arrested. A “small” contribution is still outside my price range. You gotta be putting away hundreds a month at least. Retirement simply isn’t something you can plan for if you make below average income.

      • Flying Squid@lemmy.worldOP
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        9 months ago

        These “you should have saved for retirement” people really piss me off, especially the “you should have cut out luxuries” assholes. Bitch, I’m like the 62% of the rest of America that lives paycheck-to-paycheck. What luxuries? The occasional chai latte to make my life slightly more bearable? Buying my daughter Taco Bell once in a while to see her smile?

        If I have to work for decades and deny myself any comfort for those decades just to have some comfort for the last 10-20 years of my life? Fuck that.

        https://www.cnbc.com/2023/10/31/62percent-of-americans-still-live-paycheck-to-paycheck-amid-inflation.html

        • duffman@lemmy.world
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          9 months ago

          If your not even planning on saving for yourself what are you going to do for your daughter?

          • Flying Squid@lemmy.worldOP
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            9 months ago

            Holy shit, do you honestly think not buying a latter or Taco Bell once or twice a month would be enough to save for retirement?

            You’re like one of those “don’t eat avocado toast” people.

            • duffman@lemmy.world
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              9 months ago

              Crazy how defensive you get when I am asking what your plan is.

              If you are doing the best you can with your budget this thread doesn’t apply to you and there’s no need to be offended. Many others do not make good financial decisions and need help preparing for their future. Financial budgeting education is lacking in our schools, and many learn the hard way.

              Promoting narratives that nobody can do anything to better themselves financially is irresponsible.

      • This is fine🔥🐶☕🔥@lemmy.world
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        9 months ago

        Another day of monotony’s

        Gotten me to the point I’m like a snail, I’ve got

        To formulate a plot or end up in jail or shot

        Success is my only motherfuckin’ option, failure’s not

        • HipHoboHarold@lemmy.world
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          9 months ago

          Which sounds nice, but not realistic. As others have also said, there will always need to be ditch diggers. Not everyone is going to be able to retire. No matter how many Eminem lyrics you know.