Visa, MasterCard, Discover, and American Express have either already stopped or will soon no longer require customers to sign their receipts when checking out.
Who the hell makes customers sign the receipt? I’ve only seen an employee sign it, and that’s for a return/refund.
I was in the states a couple years ago and they were using cards like in the nineties. When paying at a restaurant they take it, then come back with the bill, you write the tip and sign it, and then is charged… my European (visa!) cards didn’t like that shit one bit and would get rejected half the times.
Over here, for the Americans, the server brings you the bill, if they don’t already bring the terminal you tell them you’re going to pay with a card. They enter the price, you put your phone or card close to it, they ask ‘d’ya want the ticket?’ ‘No, thanks’ ‘ok thank you! Have a nice day!’.
I’m curious where in the states you were? I live in the Twin Cities area of Minnesota and it’s tap to pay all over. To the point where I’m surprised to find a place now where I can’t tap to pay.
Some exceptions exist, like restaurants that are using old POS systems but we see a lot more of the table side devices being used, some with tap to pay.
In my experience, if they take your card away to run it at a restaurant than POS only has one meaning because it’s probably some old Aloha piece of shit system their using.
I used to do the ‘keep the change’ thing but I don’t pay much in cash anymore. I do tip (in cash of course, always in cash) deliveries in bad weather tho.
Yeah I don’t understand any of this. I just tap and that’s it. Is this article from 1987? I remember my parents let me put a GI Joe truck on layaway at Jemco to teach me something about finances. Is layaway still a thing?
In the US not so much. If the tap thing exists and is working… We’re already used to chip (not chip and pin).
I assume by now most are chip… Chip cards usually can’t swipe unless extra steps.
Spent a minute in the UK and tapping was so convenient.
I used to do that everywhere, then I learned that some POS systems display the signature to the cashier. Retail workers already have it pretty rough, so I don’t draw dicks unless I’m sure the place I’m checking out at uses a POS that doesn’t do that lol
I see it in my area; there’s an electronic signature required. The tablet surface is vertical and no one ever actually signs their name on a vertical surface.
I’m a European citizen. I bet it differs from country to country, but where I live, there are very rare cases they have you sign them. I believe it’s when you don’t actually pay on the spot, but rather give them a permission to withdraw that amount of money from my account later (SEPA Lastschriftmandat). Not sure why you would opt for that option as a business. To a customer it works the same, except the latter option takes longer.
Only time I had to sign was when I got cash at the register.
Even typing in the PIN Is so rare that it usually catches me off guard when I have to do it nowadays.
Who the hell makes customers sign the receipt? I’ve only seen an employee sign it, and that’s for a return/refund.
I think they mean digitally signing on the pad, which it does every time a card is run as credit.
Which means I won’t be able to draw my little house anymore :(
You guys don’t just use tap?
I was in the states a couple years ago and they were using cards like in the nineties. When paying at a restaurant they take it, then come back with the bill, you write the tip and sign it, and then is charged… my European (visa!) cards didn’t like that shit one bit and would get rejected half the times.
Over here, for the Americans, the server brings you the bill, if they don’t already bring the terminal you tell them you’re going to pay with a card. They enter the price, you put your phone or card close to it, they ask ‘d’ya want the ticket?’ ‘No, thanks’ ‘ok thank you! Have a nice day!’.
I’m curious where in the states you were? I live in the Twin Cities area of Minnesota and it’s tap to pay all over. To the point where I’m surprised to find a place now where I can’t tap to pay.
Some exceptions exist, like restaurants that are using old POS systems but we see a lot more of the table side devices being used, some with tap to pay.
I’m always amused by the accurate double meaning of POS.
In my experience, if they take your card away to run it at a restaurant than POS only has one meaning because it’s probably some old Aloha piece of shit system their using.
If you want to tip, you leave a one euro coin at the table.
Generally people don’t.
I used to do the ‘keep the change’ thing but I don’t pay much in cash anymore. I do tip (in cash of course, always in cash) deliveries in bad weather tho.
Yeah I don’t understand any of this. I just tap and that’s it. Is this article from 1987? I remember my parents let me put a GI Joe truck on layaway at Jemco to teach me something about finances. Is layaway still a thing?
In the US not so much. If the tap thing exists and is working… We’re already used to chip (not chip and pin). I assume by now most are chip… Chip cards usually can’t swipe unless extra steps.
Spent a minute in the UK and tapping was so convenient.
I agree, Fish and Cushion are where it’s at. https://www.youtube.com/watch?v=9S0ndZt4R_w
Training issue. Too often you still need to sign. Even when the receipt clearly says “no signature required”, you still get asked to sign
Whenever a business allows for it, yes. Walmart is a big one that does not
I HATED when tapping some cards brought up the signature…
I’ve had to sign on tap before, though it is less frequent. Tap to pay is fairly new here in the US and there’re still odd holdovers like that
I draw a dick.
I used to do that everywhere, then I learned that some POS systems display the signature to the cashier. Retail workers already have it pretty rough, so I don’t draw dicks unless I’m sure the place I’m checking out at uses a POS that doesn’t do that lol
I still do it then. The younger people smile, older people hate me. The older people that smile are the best.
Next year: “We’ve heard your complaints about credit cards. So we’re switching to Bitcoin only.”
Just USian things.
https://wallethub.com/edu/cc/chip-and-pin-vs-chip-and-signature/25668
I see it in my area; there’s an electronic signature required. The tablet surface is vertical and no one ever actually signs their name on a vertical surface.
I only need to do that at IKEA in a European country.
I’ve never had to sign a receipt in Europe.
I’m a European citizen.
I’m a European citizen. I bet it differs from country to country, but where I live, there are very rare cases they have you sign them. I believe it’s when you don’t actually pay on the spot, but rather give them a permission to withdraw that amount of money from my account later (SEPA Lastschriftmandat). Not sure why you would opt for that option as a business. To a customer it works the same, except the latter option takes longer.
Same my entire adult life I don’t think I have ever signed one.
Only time I had to sign was when I got cash at the register.
Even typing in the PIN Is so rare that it usually catches me off guard when I have to do it nowadays.
I only ever get asked to sign the receipt at small, local stores.