I don’t think “every single problem … must be reduced down to an individual failing” is super common, but sure, some people refuse to recognize systemic problems. There are loads of people who say racism isn’t a problem, for example, and that’s bad. Kind of off topic from childhood development and people who refuse to admit fault when it is plausibly their fault. (And saying you’re late because there was traffic because the city refuses to build effective mass transit may be technically true in a sense, but it’s also kind of useless, maybe even counter productive, in the moment where everyone else is waiting for you. Leave earlier. Use the agency you have.)