First of all, let’s try to avoid American-bashing, and stay respectful to everyone.
I’ll start: for me it’s the tipping culture. Especially nowadays, with the recent post on !mildlyinfuriating@lemmy.world with the 40% tip, it just seems so weird to me to have to pay extra just so that menu prices can stay low.
It’s a double-edged sword. You can definitely get yourself in trouble if you act like a credit card is magic money. On the other hand, my last vacation was paid for almost entirely with credit card points.
Which is basically your consumer data …
Yeah that’s not lost on me either. Part of the double-edged sword I suppose. On the plus side it helps me build credit because I pay it off every month and it grants me certain luxuries from time to time that I wouldn’t normally be able to afford.
Or, in other words, by people who are less wealthy than you.