• Kornblumenratte@feddit.org
    link
    fedilink
    arrow-up
    14
    ·
    2 days ago

    Actually, insurance is like gambling, your goal is just to loose, not to win. Lloyds, the world’s first and foremost insurance company started as a London coffee house where rich aristocrats met and bet on the return of ships. This was the pure gambling stage. Merchants soon started to bet that their own ship won’t return and the rest is history.

    • null_dot@lemmy.dbzer0.com
      link
      fedilink
      English
      arrow-up
      2
      ·
      2 days ago

      Thats a really dumb analogy.

      You could frame anything involving risk as “gambling”.

      In gambling you potentially profit from risking losses. With insurance you pay to mitigate your risk. Not really similar at all.

    • Fredthefishlord@lemmy.blahaj.zone
      link
      fedilink
      arrow-up
      1
      arrow-down
      3
      ·
      2 days ago

      So you think getting cancer and having your medical bills paid is winning? Because that’s one form of insurance. Sure, if you get into certain types, it can be closer to gambling. But it can be further or closer

      • 3abas@lemmy.world
        link
        fedilink
        arrow-up
        3
        ·
        2 days ago

        Yes. In this framing, where the goal is to lose the bet, getting cancer is winning. Winning the bet is a bad thing.

      • Kornblumenratte@feddit.org
        link
        fedilink
        arrow-up
        1
        ·
        2 days ago

        Sort of – you loose health and win money. It’s definitively a win compared to getting cancer and not being able to get treatment.