• cyberwolfie@lemmy.ml
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    4 days ago

    I see “I need banking on my phone” repeated often. Is this because you prefer banking on a phone, because yoy find it convenient to be able to bank on the phone, or because you actually are unable to do any banking through a browser? If the latter, are there no other banks than the one you are currently using that offer browser-based banking?

    If so, that sounds nightmarish and I really hope my country will not follow suit here anytime soon… Could you tell us which country you reside in (totally cool if you won’t)?

    • morto@piefed.social
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      4 days ago

      Here in Brazil, banks require you to install a literal spyware and go physically to the bank to allow it, if you want to do banking on your pc, while some banks don’t even support it. Meanwhile, the same banks will allow you to just download the mobile app and use it with minimal requirements and no need to go physically anywhere. Then they say that people just don’t want to do banking on pcs anymore.

      If so, that sounds nightmarish

      It is

    • poke@sh.itjust.works
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      4 days ago

      USA, and there are quite a few banks that only allow digital check deposits through their official app and not the website. Not having access to those is a dealbreaker for me, and I simply dont have the time or patience to switch banks and lose out on the advantages I chose my existing banks for, just to be able to switch phones. It would be a lot of work to keep the feature set I already have. Additionally, these banking apps tend to check if a phone has been rooted or jailbroken and will disable themselves if they see evidence of such.

      • FunctionallyLiterate@lemmy.ca
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        4 days ago

        If you’re not willing to fight this crap then you have no right to complain down the road when they back you into a corner you don’t want to be in.

        If you’re not part of the solution, then you’re likely part of the problem.

          • FunctionallyLiterate@lemmy.ca
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            4 days ago

            I get that and agree, but that’s what they’re banking on to continue taking away your rights bit-by-bit. Where’s the line you’re not willing to let them cross? You’d better start defending it well before they get to that point, or their momentum will just run you over by the time they finally get there.