• rozodru@pie.andmc.ca
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    6 days ago

    after looking at their site…oh fuck no.

    they offer lines of credit to pay your rent. but you have to pay back said credit by the end of the month so…why? If you’re having trouble paying your rent getting a line of credit to cover it and then having to pay back said credit by the end of the month on top of a percentage AND membership fee it just sounds exactly like a payday loan where you KNOW they hope you roll over so you’ll never be able to catch up.

      • wia@lemmy.ca
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        5 days ago

        I always said if I had no morals, payday loans would be my Jam. It’s the most casually evil shit. Get rich by doing nothing and providing no service and locking people into your scan for life.

        I hate these companies so much.

      • flamiera@kbin.melroy.org
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        1 day ago

        I expect a judge ruling or something to hopefully come in and put a stop to that. Like having to force the SNAP benefits thing to be funded.

        Anything this administration touches, turns to rigor mortis.

        • AA5B@lemmy.world
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          1 day ago

          I don’t understand how that didn’t happen immediately. My understanding was cfpb was somewhat unique in that Congress created it as an independent thing and with its own source of funding.

          • flamiera@kbin.melroy.org
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            1 day ago

            We are going to see a lot of this happening for years to come. Where this administration will literally and has done throughout this year alone. As they try to dismantle one government agency after another only for the leftover and relatively sane representatives remaining having to step in and be like “no, what are you doing? are you trying to throw this country into anarchic chaos?”

            This administration: “UH-HUH!” with a dorky dumbass looking grin.

            And yes you’d be right, it was Congress who passed a law that included the creation of this agency, Obama signed it into law. So once again, unsurprisingly, this loose-excuse of an administration breaks the fucking law. Because of course that’s all that they’re good at.

    • mechoman444@lemmy.world
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      6 days ago

      It is a payday loan in the most classical sense that’s why it exists.

      Sometimes people aren’t able to pay by the first so they have to get it paid somehow it absolutely relies on getting paid later on to pay off the loan.

      They’re just one half step above being a loan shark.

      • JcbAzPx@lemmy.world
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        6 days ago

        The only difference between them is the loan shark can’t take you to court to get their money back.

      • tomkatt@lemmy.world
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        5 days ago

        Way shit’s going, at some point you’re going to have to break your own kneecaps and there will still be a fee associated with the self-service.