I just got a message on my app forcing me to agree to let the app look at when I scroll and scan what apps I have on my phone, in the name of “preventing hackers” which kinda sucks. Any banks that actually respect your privacy in Australia? or does anyone have tips to make banking more private?
Yes I know graphene-os has sandboxing, no I’m not buying a new phone.
I prefer browser(web)-based banking apps which work well on a phone UI without the info-access creep.
UBank (NAB subsidary) and Wise (not a bank) both support passkeys for login in the browser. Most other banks here seem to have regressed from hardware tokens to SMS codes or proprietary apps for their MFA.
Passkeys are only as secure as your passkeys – I use Bitwarden with master password re-prompt checked for bank credentials, but I should probably switch to a hardware based passkey (at least for unlocking Bitwarden itself).
The phone apps are sometimes required to do some things (like managing passkeys for UBank, verifying ID in Wise). They work on LineageOS without the google stuff, but might be worth installing only temporarily in a separate profile or phone.
Retail payments – just use a physical card if you’re not using cash.