• Catsrules@lemmy.ml
    52·
    1 year ago

    Probably just throw it in the bank / Invest it.

    I know not the most exciting answer but there you are.

    • Alien Surfer@lemmy.world
      12·
      1 year ago

      So for like 600 months. That’s 50 years for a decent house. When 50 years roll around, it’ll be far more than that so you’ll have to keep saving but you’ll never get there.

      • aggelalex@lemmy.world
        3·
        1 year ago

        Eh, you can find some decent ones in my country for about 150K, which is about 12 and a half years. But tbh yeah, the current housing market is just sad.

  • xeddyx@lemmy.nz
    191·
    1 year ago

    Support open source projects, such as Wine, KDE, Wayland, LibreOffice etc.

  • Random_Character_A@lemmy.world
    13·
    1 year ago

    Probably find a way to waste it without affecting anything.

    I make 1000€ per month more than 5 years ago. Didn’t affect anything. You always seem to increase your monthly expences with equal ammount. Buy slightly better clothes, more expensive food, get a new pet, etc. and it all just disappears.

    • HumbertTetere@feddit.de
      8·
      1 year ago

      Is being able to afford these things really not affecting anything?

      Especially the pet sounds like quite a difference to me.

      • Random_Character_A@lemmy.world
        31·
        1 year ago

        We already had a pet, so it was to make the pet happier, but it was a bad example.

        For example in food you can buy the cheap tortured chiken or organicly grown outdoor chiken. It’s still the same chicken. You just feel a bit better when you think about it.

        Little improvements like this are a money sink and you can easily sink a 1000€ per month without really changing you everyday life.

    • jmp242@sopuli.xyz
      1·
      1 year ago

      Yea. Though, TBH, given many things I’ve seen, I’m not really sure how bad it is to just … eventually… not pay off the debts.(In the US) Like, yes, it’ll hurt your credit - but even bankruptcy clears out in 7-10 years from what I understand. Just not paying off some credit cards?

      So, if you’re young enough, that might well not be a big deal, you can wait it out being poor just like you are now. If you’re old enough, you probably don’t care - one hopes you’re not looking for a big loan at 80. And I also wonder - you know - on unsecured debt anyway - what is going to happen? I suppose if your total is high enough they might garnish your wages. But OTOH, many times it’s just avoiding debt collectors, which usually is just not reading that mail, and not answering unknown phone numbers. You know - daily life in 2023.

      I’m not going to suggest you default on your debts (unless it’s in the context of dying without anything in your estate to go after), but I know of plenty of people who manage to go through life for decades basically paying very small amounts to keep foreclosure and tax auctions away, and otherwise just don’t pay bills. The downside is they can’t get loans, and don’t have spare money - but it depends on where you are currently too - maybe that’s just current life anyway.

    • LoreleiSankTheShip@lemmy.mlEnglish
      19·
      1 year ago

      It’s so interesting to me how money can have such a different value for different people. I live in the EU yet I make less than 1000€ a month even though prices are at EU levels. This would more than double my income and it would mean I could finally afford new clothes, I wouldn’t have to worry about having money for food, bills would be paid on time and I could even save up a meaningful ammount! It would be a literal life-saver.

  • Chai@lemmy.ml
    7·
    1 year ago

    Fix my teeth and go to med school. In that order

    Privat med school in Germany costs a bit over 12k a year depending so I’d just work and save for a year or two first, then enroll