• PerogiBoi@lemmy.ca
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    3 months ago

    This is the start. Mastercard and Visa will soon block you from other content like movies and music (if it’s explicit) and books.

    They are at the whims of religious extremists.

    • Taldan@lemmy.world
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      3 months ago

      Or, even worse: At the whims of the president

      It would be a convenient way to bypass having to pass legislation, allowing more consolidation of power in the executive branch

  • Lvxferre [he/him]@mander.xyz
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    3 months ago

    I criticised how apologetic itch.io’s statement was towards the payment mafia, but credits where it’s due:

    Going nuclear was the smart move. I seriously doubt this censorship wave would’ve gathered so much attention if itch.io only delisted games with the content the mafia is currently going against. It helps to avoid that slippery slope, where people turn a blind eye to small violations of their agency until it’s on something that personally matters to them.

    It’s also sensible to look for alternatives, so it doesn’t need to rely on the mafia on first place. A bit too late, but better late than never.

    • CosmicTurtle0@lemmy.dbzer0.com
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      3 months ago

      The issue I have with non-credit card purchases is who owns the fraud transactions. For that reason alone, I don’t like the idea of giving any site full banking information, especially given the sheer amount of data exfiltration that takes place on a regular basis.

      • Taldan@lemmy.world
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        3 months ago

        We really need a push based payment system. It’s absurd someone can take money from you simply by knowing your credit card or bank numbers

        • SkyeStarfall@lemmy.blahaj.zone
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          3 months ago

          Wait, where in the world does that happen?

          …don’t tell me that in the US if someone has your banking details they can do literally anything they want, and just empty your account

        • HubertManne@piefed.social
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          3 months ago

          this. it sorta annoys me putting in the payee endpoint as well. You should be able to get a number or code or whatnot from the place wanting payment and it will setup the payee endpoint and give you a code. You should then be able to purchase something and give the payee the code which they can do to send a bill to whats setup at your bank. then you go and authorize the payment and of course someone could set it to always accept payments from the payee if they are lazy. It also super annoys me that there is not more options on bank accounts. I want my savings to only allow transfers out to specific accounts I setup. Like my checking. Not allowing any transfers from other institutions. The checking can then be open and I can trasfer there before doing something else with it. Any type of transfer should always do a balance check and not go if insufficient balance is available with no fee.

      • ℍ𝕂-𝟞𝟝@sopuli.xyz
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        3 months ago

        A lot of European countries have direct bank transactions streamlined, you scan a QR code and fraud is owned by the bank.

        It’s ecen more secure than cards, since you can’t get double charged by the vendor.

        • azertyfun@sh.itjust.works
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          3 months ago

          What Americans tend to refer to as “fraud protection” is charge back policies, where the payment processor acts as Content Police and revert transactions if they hear the vendor was unfair to their customer (and they usually are on the side of the customer).

          My EU bank won’t do that even on my credit card, because it’s insane that one would expect a financial institution to be judge, jury, and executioner in the case of a disagreement over legal services rendered.

          Americans have to own up to the uncomfortable fact that dependence on these policies is what keeps the big credit cars companies in power, on top of severely driving up consumer prices (unfairly weighted towards the rich of course who get cashbacks thanks to the obscene money Visa makes on their enormous transaction fees) and being incredibly unfair to small vendors who don’t have the means to meaningfully dispute fraudulent chargebacks.

          • TotalCourage007@lemmy.world
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            3 months ago

            I’m cool with going around the system if it has become corrupt by enforcing censorship. We need a way for CryptoCurrency to become standard.

        • Dagnet@lemmy.world
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          3 months ago

          My country has our own government operated, fast, simple and cheap payment method so now visa and mastercard are making the US government pressure us to destroy it

  • BlackLaZoR@fedia.io
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    3 months ago

    Good luck finding anything that works globally. Crypto payments are only alternative - Thankfully PayPal seems to be planning going crypto processor itself