There has to be a better system than this.

  • misterundercoat@lemmy.world
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    10 months ago

    Don’t wait until retirement. Balance your life now. It’s going to be a long slog.

    You don’t need to find an amazing career that you’ll love doing until you die. People who get that are extremely lucky, and it’s not the norm. You just need a job that will support you while still giving you time to do the things you enjoy.

    Follow this: https://youtu.be/YHxwY3Fz2gU?feature=shared

    • whoisearth@lemmy.ca
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      10 months ago

      As I tell my kids repeatedly. I am the exception not the rule!

      It’s so bloody annoying a 13 year old is supposed to know what they want to do with their life. I fell into my career in IT at 25 after dropping out of college twice, running my own business unsuccessfully and generally doing my best to survive. Now I make 150k which is both too much and not enough money.

      Point being, do what’s right for you and only you.

  • MelodiousFunk@startrek.website
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    10 months ago

    Live with underlying existential dread for decades. Watch as “doing what you love” becomes “hating what you used to love because you’re forced to do it so that there’s enough numbers in the computer to prove that you’re worthy of continued existence.” Contemplate the pointlessness of it all on a daily basis. Be reminded that your feelings are invalid because “other people have it worse” every time the topic comes up. Nod listlessly as “successful” people tout their own hard work while ignoring any factor luck and privilege played, then tune out when they shift into the dissonant duet of “I succeeded because I am exceptional” and “anyone can do the same if they just work harder.”

    Wake up the next morning and realize there’s roughly 30 more years of this, barring a massive coronary or aneurism or something.

  • HorseChandelier@lemmy.world
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    10 months ago

    Don’t hold on to things you haven’t done before you retire… It is a waste of time and regretting not doing stuff, which lasts for moments, is the folly of youth.

    Also what/who you want to do changes as you get older…

    /sauce greybeard who is 10 years off retirement.

  • Perhapsjustsniffit@lemmy.world
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    10 months ago

    Here’s a hot take. Do what you want when you are young. Find a way. I spent my 20’s moving around, having shitty but fun jobs. I travelled. Saw all kinds of places and met all sorts of people. It wasn’t easy and sometimes it wasn’t fun. I found myself homeless even several times. I still wouldn’t change any of it. I found a wonderful partner and we moved together for a while before settling and having kids.

    In my early 40s I was diagnosed with a really rare cancer that paralyzed me from the chest down for a year prior to surgery and left lasting disabilities following. Now in my 50’s with declining health I am so glad I lived. It means I don’t have a lot of things others have but I’ve never cared much for the Jones’ anyway. If Cancer taught me anything it’s fuck society and their expectations. Do you. Find a way. Be happy.

    • ____@infosec.pub
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      10 months ago

      Would love to talk further with you. Mid 40s, narcolepsy, and some doubt that I’ll make it to retirement age in a way that makes SSA pay meaningfully.

      Struggling thru the next twenty or so years seems like hell. Love my job, but doesn’t make up for the mess that is life for me.

      On top of that, I made promises to my wife of fifteeen years, back when, and I’m bent on keeping them.

      My disease is hardly akin to cancer, but I think you have some collected wisdom that would make a meaningful differentlce in our lives.

  • hightrix@lemmy.world
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    10 months ago

    The alternative is much worse. I don’t want to be poor and/or homeless. I want to be able to take vacations and not worry about surprise expenses. I want to actually be able to retire someday.

    The alternative is a much harder life to live, in my opinion. For me, giving up 40ish hours a week for the peace of mind it worth it. Yes, work is not how I’d prefer to spend my time, but it allows me to spend the rest of my time doing as I’d please.

  • Pofski@lemmy.world
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    10 months ago

    A pivotal piece of advice once shifted my perspective on work. It was put simply: ‘If the thought of retirement is your main motivation, you might be in the wrong job.’ This implies that if you’re constantly counting down the years to retirement, you’re essentially wishing for time to fly by quicker. But those years are valuable, and letting them slip away in anticipation of something else isn’t worth it. The key is to find a career that reduces your stress and enhances your life now, not just in the future. While financial security is undeniably important, it’s also crucial to recognize when you have enough and to prioritize your well-being and happiness in the present.

    • Lonnie123@lemmy.world
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      10 months ago

      Its an interesting sentiment… but ultimately it just rings a bit hollow yeah? As if nearly anyone would work 40 hours a week if they didnt have to. You think if 100 people were given enough money to cover their housing/food/leisure/travel they would go to a factory job 40 hours a week? Or even a job they enjoyed or had fun at? Or would they spend their time with loved ones, doing things they enjoy, filling their lives with interesting experiences they can enjoy in the moment and reflect back on?

      I enjoy my job quite a bit, It even has value to me in that it contributes to society in a fulfilling way, but 100% I am looking forward to not being obligated to do it

  • soli@infosec.pub
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    10 months ago

    I’ve pretty consistently chosen less hours and better working conditions over pay since I started to have that choice. It’s made it a lot more tolerable. I’m currently on a four day week, with a minimal commute, good perks and a relatively stress free job that I took a pay cut for. My retirement savings look pretty slim, but due to my health the chance of a long one isn’t much higher anyway.

    Not without it’s issues. Pay is pretty significantly below the median. Fortunately I’m not interested in having kids and I’m content living cheaply, even if it sounds boring. But I’m in a weird dead zone for government support; for instance - if I earned more, there are programs for “middle income” housing and the like that I earn too little to qualify for. Low income housing programs are a joke - with wait times being as much as a decade -but even if it wasn’t I’m not high priority anyway. Also no way on earth I’m ever getting a home loan, even though mortgage repayments would be less than rent and I could conceivably make the deposit.

  • letsgo@lemm.ee
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    10 months ago

    Plan the things you want to do into your life. Drop the notion “when I retire I will…” If you can fit the stuff you want to do into your Annual Leave then that’s a big win. If not then you’ll need unpaid leave. One good time is between jobs.

  • cheeseburger@lemmy.ca
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    10 months ago

    Was just talking about how difficult work is going to make the next three days, so that I can’t wait until they’re over, but that’s another week of my life where I’m wishing for days to pass so I can try to be happy again. Lame. Lame as fuck.

    • corsicanguppy@lemmy.ca
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      10 months ago

      If you don’t enjoy your job, try to change it. I don’t love my job, but I like it; and the people are so great that it’s a good fit. We still have to work, so make it something you don’t loathe.

      • cybersandwich@lemmy.world
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        10 months ago

        Yep, and there are definitely ways to reframe work in your head so you can make the super shitty stuff either neutral or even fun in a way. Years ago I used to hate a specific meeting with a horrendous manager and I realized I was getting so sour and jaded leading up to and for a few hours after that meeting. Then one day I made a buzzword bingo card and handed it to my peers. It turned that meeting into an hour of fun.

        I had an epiphany: we could control what we got out of that meeting. My peers and I decided to do random shit like try to leave the meeting with the least action items. Which lead to some pretty hilarious dodging and weaving and (good natured) 'backstabbing"–“I think Sam should do that task since he already has so much experience and you need it so quickly. I’ll shadow him.”

  • Malfeasant@lemmy.world
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    10 months ago

    I slack. Oh boy do I slack. I’d work so harder if I thought I would actually get something for it. In fact, when I started my latest job, I was doing just that, because it seemed this company was different, and it’s something I’m naturally good at. Got commended by my boss about how much I was doing, how quickly I was learning, how in a year I had already surpassed the next most recent hire that had been there for 2 years… Then time came for my review, and it was a “meets expectations”. Like wtf do I have to do to exceed expectations? Then not long after, they started denying me time off, saying I had taken too much. Supposedly we had unlimited PTO, of which I had taken 2 weeks so far that year (1 week in March, the rest just single days here and there), and my request was for a week in July… Anywho long story short, I’ve pretty much figured out exactly how much I have to fake being busy to not get negative attention, and I do that. I milk cases for all they’re worth. And I’m still getting more done than half my colleagues. I hate it, but it pays decently, so I have a hard time throwing it away for something that might be more fulfilling, but doesn’t pay as well…

  • FeelThePower@lemmy.dbzer0.com
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    10 months ago

    I simply work part time on purpose. I don’t have my own place (flatmates) so we all split the COL. It’s not truly freedom, but it feels a lot more free than when I worked full time. I usually have enough to save a little and also because of this I am able to travel a few times a year. But you have to be REALLY able to manage your finances to live like this. I have no credit card and prepay everything ahead of time. It leaves me with a lot more time to enjoy LIFE. and feel less constantly tired as well.

  • Chocrates@lemmy.world
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    10 months ago

    Existential dread. I am not here to be a wage slave but I can’t figure out how to get out. I just drink a lot

  • Azal@pawb.social
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    10 months ago

    Lets be honest, my retirement plan is my corpse getting tossed in a dumpster.